Today, people are increasingly aware that there are a great number of ways to invest money and enjoy a good return. They want to choose from a full spectrum of investment products, including those that have commonly been offered by brokerage firms. With the advent of the Internet, people have been needing the resources of online investing. This is where e*PRIMEVEST can help.

e*PRIMEVEST is the online brokerage service of PRIMEVEST Financial Services, Inc. When your financial institution makes available brokerage services through PRIMEVEST, a broad spectrum of investment products become available to you and now e*PRIMEVEST allows you to access these products through the Internet.

PRIMEVEST is an experienced brokerage firm, providing services and products to the customers of over 600 financial institutions. Customers like you can have convenient access to a wide range of investments at your financial institution with its familiar, comfortable surroundings and friendly people.

To provide the high level of service that you expect, PRIMEVEST is a "self-clearing broker-dealer," utilizing the latest technology to clear and settle your brokerage transactions quickly and accurately. In this fashion, PRIMEVEST has control over the quality of its service, responsiveness of its operation, and expertise of its people. For more information contact e*PRIMEVEST at 888-443-6380.

When you open a PRIMEVEST brokerage account, you may also take advantage of the following services:

• Dividend Reinvestment
• Cashless Stock Option Exercises
• Direct Deposit of Settlements into Checking/Savings Accounts
• Consolidated Statements, including mutual fund positions

Whether you're a conservative, middle-of-the-road, or aggressive investor, e*PRIMEVEST is here, at your fingertips, to meet your financial needs.

PRIMEVEST brokerage customers are covered by SIPC (The Securities Investor Protection Corporation), which protects securities customers of its members up to $500,000, (including $100,000 for claims for cash). A supplemental policy underwritten by London companies provides $9.5 million in additional coverage per customer, subject to an overall aggregate. As with SIPC, PRIMEVEST's supplemental policy protects customer securities and funds only if the brokerage firm fails. Neither coverage protects against a decline in the market value of your funds or securities.

An explanatory brochure on SIPC coverage is available to customers upon request.