PRIMEVEST has robust asset management programs which include an advisor–directed account, a mutual fund wrap account, and a separate management account.

The program is a flexible, fee-based asset management solution that integrates the changing needs of each investor and the fluctuating market conditions. Investors have the option to choose from quarterly updated asset allocation models and the freedom to customize their own plans with access to a diversity of stocks, bonds, mutual funds, exchange traded funds, UITs, cash, CD's, etc. Clients receive quarterly performance reports that graphically and numerically illustrate asset allocation and show market performance comparisons.

Making the most of investment opportunities and reaching financial goals is a challenge for each of us. Even the most sophisticated investors attribute their success in the market to careful planning, staying focused and following the guidance of a proven investment professional. They also know that continually monitoring the allocation of their assets can have a significant and favorable impact on their investment account.

While a sound asset management program begins with an investment plan, its true value lies in its ability to provide flexible investment solutions that are responsive to your risk tolerance and timeline.

Projecting Your Financial Picture

Together, we analyze your financial picture. We assess your current situation, compile a personal profile and design a plan that is consistent with your financial objectives.

Determining Your Appropriate Risk Level

Many factors are considered when determining your risk level, with the most important being your comfort level, investment philosophy, and your time frame for accessing your investment dollars.

Assessing Your Financial Opportunities

Keeping in mind your objectives and timeline, our Investment Advisor Representative will gather information and provide direction for establishing an asset allocation and investment strategy to increase the probability that your financial expectations will be met.

Implementing Your Investment Solutions

Once you feel comfortable with your investment plan, your Investment Advisor Representative will implement the program, and attend to the details.

Monitoring Your Assets

Your Investment Advisor Representative monitors your account and progress to ensure that your ongoing asset allocation strategy is consistent with the structure of your investment portfolio. In addition to providing instantaneous access to your account performance, our comprehensive reporting details your account activity. PRIMEVEST's financial software also provides quick "what if" scenarios to give you a more accurate financial picture in times of market or lifestyle change.

Responding To Your Lifestyle Changes

Flexibility is at the heart of the asset management program. While the process remains constant, changes in your lifestyle and market conditions often don't. The asset management platform allows you to adjust to these changes easily and with confidence. In the event of a spousal death, disability or other significant life-altering event, your Investment Advisor Representative will act as a facilitator, providing you guidance through transitional periods. In times of market change, your Investment Advisor Representative will help you stay on track with your asset allocation strategy and rebalance your investment portfolio.

The PRIMEVEST Asset Management Programs delivers a level of service and investment selection generally reserved for high net worth investors. Unlike other portfolio management programs that have high minimum account size requirements for entering their programs, you can begin with the program with as little as $25,000. Certain programs allow you the freedom to choose from a variety of investments for your portfolio. We have the resources, technology and various computer models to assist you with your investment selections. As always, the final decisions concerning investment approach remains with you.

Much like your accountant, attorney and banker, your PRIMEVEST Investment Advisor Representative is a team player and the catalyst at keeping your long-term financial objectives in mind. As a sounding board for your investment ideas, the Investment Advisor Representative can coordinate efforts with these professionals to provide you with seamless investment solutions that are consistent with your timeline and objectives.

We have the ability to maintain an unbiased position as a financial advocate for you because our compensation is fee-based. And because there are no commissions being paid on product up-front or penalties on withdrawals, we avoid potential conflicts of interest. It also means that your Investment Advisor Representative's compensation is directly tied to your account's performance. Feel free to discuss our fee structure with your Investment Advisor Representative.

Your PRIMEVEST Investment Advisor Representative is an experienced investment professional committed to tailoring a program unique to your needs. We're sensitive to your desire to achieve the greatest return on your investment within your risk comfort zone. Standing behind each PRIMEVEST Investment Advisor Representative is PRIMEVEST Financial Services, Inc., a nationally recognized registered investment advisor and broker-dealer. We conveniently service customers through more than 600 financial institutions nationwide.

PRIMEVEST Financial Services, Inc. is a member of the Financial Industry Regulatory Authority, Securities Investor Protection Corporation, and the Depository Trust Company.

For additional information, or to become involved in the PRIMEVEST Asset Management Program, please call your Investment Executive. We look forward to the opportunity to provide you with investment services to help you reach your financial objectives.